Instantly calculate FonePay merchant charges, net receivable amount, and how much to charge customers to recover the 2% gateway fee. Always up-to-date with the official FonePay rate.
FonePay charges merchants a flat 2% gateway fee on every transaction processed through their payment platform. The table below shows the exact fee, what you receive, and what to charge customers if you want to recover the fee — at every common transaction value.
| Transaction Amount | FonePay Fee (2%) | You Receive (Net) | Charge Customer (to recover fee) |
|---|---|---|---|
| Rs. 100 | Rs. 2 | Rs. 98 | Rs. 102 |
| Rs. 500 | Rs. 10 | Rs. 490 | Rs. 510 |
| Rs. 1,000 | Rs. 20 | Rs. 980 | Rs. 1,020 |
| Rs. 2,000 | Rs. 40 | Rs. 1,960 | Rs. 2,041 |
| Rs. 5,000 | Rs. 100 | Rs. 4,900 | Rs. 5,102 |
| Rs. 10,000 | Rs. 200 | Rs. 9,800 | Rs. 10,204 |
| Rs. 25,000 | Rs. 500 | Rs. 24,500 | Rs. 25,510 |
| Rs. 50,000 | Rs. 1,000 | Rs. 49,000 | Rs. 51,020 |
| Rs. 100,000 | Rs. 2,000 | Rs. 98,000 | Rs. 102,041 |
FonePay's 2% merchant gateway fee has remained stable since launch. Neuro Calculator always reflects the current official rate.
Everything a Nepal merchant needs to know about the FonePay gateway fee.
Real-world examples showing how the 2% FonePay merchant charge applies to typical Nepal business transactions.
Common questions about FonePay merchant charges, calculator usage, and Neuro Calculator.
FonePay charges merchants a flat 2% gateway fee on every transaction processed through their payment platform. This means for every Rs. 1,000 collected, Rs. 20 goes to FonePay and you receive Rs. 980. The 2% rate has been stable since FonePay's merchant gateway launched.
Divide your target net amount by 0.98. For example, if you want to receive Rs. 5,000 after FonePay's 2% deduction, charge the customer Rs. 5,000 ÷ 0.98 = Rs. 5,102. Use the calculator above to compute this instantly for any amount.
FonePay applies a flat 2% rate with no publicly stated minimum fee. For very small transactions (e.g. Rs. 100), the fee would be Rs. 2. Always verify the current minimums with your FonePay merchant agreement.
No. FonePay's 2% merchant gateway fee has been stable and does not change frequently. Neuro Calculator always reflects the current official rate. We update immediately if FonePay announces any rate changes.
Yes — the calculator on this page is completely free, requires no login, and has no usage limits. For additional features like dynamic QR payment generation, transaction history, due-amount tracking, and saved calculations, create a free account.
FonePay is Nepal's largest interoperable digital payment network, connecting banks, mobile wallets, and merchants. Merchants across retail, hospitality, e-commerce, and services use FonePay QR codes to accept digital payments from customers using any linked bank or wallet app. The 2% gateway fee is FonePay's standard charge for processing these merchant transactions.
After signing up (free), you get: dynamic FonePay QR code generation with real-time WebSocket payment confirmation, due-amount tracking and finance records, calculation history, and role-based admin access. Your FonePay merchant credentials are stored encrypted and are never displayed again after saving — OTPs use SHA-512 hashing.
Create a free Neuro Calculator account to unlock dynamic QR payments,
finance tracking, and transaction history — for every FonePay merchant in Nepal.